Wednesday, November 25, 2015

Tuesday, December 30, 2014

As you looking for good tips & discussion, don't forget what is likely the largest and most up-to-date resource on the web.  Probably eclipsing even and Investopedia.  Namely,'s Personal Finance section (

As a redditor myself for over 8 years now, I've seen firsthand just how much info and interaction can be worth.  For this post, I'd simply like to call attention to this tremendous infographic that illustrates the answer of how to organize your finances in priority.  So, you have some extra $$$?  Here's the ordered sequence of how you'll want to use your funds:

Monday, December 22, 2014

As you probably know, it can be seriously important to monitor and/or check your full credit report.  A variety of services will be happy to give you a credit score of some sort, but if you're not checking and monitoring you full credit reports from all three services (i.e. TransUnion, Experian, and Equifax), then you'll likely be missing things when the time comes.

For reference, only the is the fully-legit one mandated by the government.  And it may still be the only place to try to make corrections of faulty information.  You can get a free report from each bureau once every 12 months and/or if ever denied for anything (check the letter you'll receive from whoever ran your inquiry).

Nevertheless, it can be a great idea to sign up and periodically check any or all of the following sites which are essentially free services (premium features will have a charge):

  1. -- TransUnion
  2. -- Experian
  3. -- Equifax

Good News for All of Us:  From an independent & commission-free perspective, there is a wide and growing range of websites, blogs, online communities and resources that are available out there.  Here's just a start, but please add a comment if there are any others to recommend -- more definitely to come:

Great Blogs

Online Communities

Online Calculators

Sunday, November 16, 2014

So, you want to finally start tracking your own financial numbers properly.  But how?  There are a lot of options, which ones actually work?  Which ones are actually worth spending the time to learn?  ...Or maybe you've been trying and even made some progress and dealt with some of these issues, but would like to proceed to the next level and get something really useful.

On this website, I'm going to begin posting a lot of ideas and information that can help to show "best practices" of how to do some of these tasks.  Hopefully, this will help anyone who's interested to take the next steps.

After spending a lot of time with research, here's a Google Slides presentation: